How to Organize Your Wallet

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It may be small, but your wallet can be chock full of clutter. You don't want to be one of those people who holds up the line trying to find her preferred shopper card, do you? Or the guy with the unsightly rectangular growth on his backside (because we know it's not all money)? Of course not. 

So, empty your wallet and let's see what's in there.Wallet

  • Coupons:  Are they still good?  Are they worthwhile?  If you're not in the habit of using coupons, they can be more trouble than they're worth.
  • Frequent buyer cards:  These can be like coupons.  Only use ones from stores you patronize regularly AND where the clerk asks you for it (otherwise you may forget to present it).
  • Membership cards:  Most establishments will allow you to give your phone number instead of presenting your card.  Much less wallet clutter.
  • Receipts:  Why are you keeping them?  To balance checkbook?  Tax purpose?  Possible return?  Assign a pocket in your wallet for receipts and regularly take them out.
  • Credit cards:  You really only need one, or two if you have a business.  You have to be very organized to take advantage of perks like frequent flyer miles on credit cards.  Make sure using these perks doesn't cause you to buy things you don't need.  And make sure you have time to manage and track your benefits.
  • Scraps of paper:  Dedicate some space in your date book for little notes and ideas.  Reminders should go on a dated page.  Phone numbers into the address book, even if they're only temporary. 
  • Currency:  Keep your bills in denomination order.  Not only is it easier to find the amount you need, but you will have a better idea of how much cash you have at any given time. 
  • Stamps:  Can be handy, but only if you remember they're there.  Otherwise, you'll find them by accident and discover they're 41 centers

See if you can pare down to what you really need and use. The short list:
Driver's license or CA ID card
Health insurance card
Car insurance card
Credit card
Bank or ATM card
BART or other transit ticket
Money!

The Costanza Wallet (George, from Seinfeld) wallet courtesy of shareski's Flickr stream

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